If you happened to travel to city of Ternopil in the middle of 1990th, I think, you remember how difficult it was to pay with credit cards back there.
After 2000 it became much simpler, because since this time amount of banks started to grow in Ternopil, like mushrooms after rain :) (Ukrainian expression).
So, nowadays, if you visit Ternopil, you don’t have to worry about carrying pockets full of cash what is very uncomfortable for any traveler.
Well, still lots of places in the city where they don’t accept credit cards, but now you can pay with your
Master Card or
Visa Card in:
Hotels “Ternopil” and “Halychyna”; Restaurants “Staryy Mlyn” (“Old Mill”) and “Shynok”, pizzerias “Flamingo” and “Kashtan”, “Koza” bar, "Khmil'ne Shchastya" bar, “Kavyarnya Na Valoviy” coffee shop;
Big grocery stores “Furshet”, “Sil’po” and “Kyiv”;
Drugstore “Dobrogo Dnya!” (“Good Day!);
Supermarkets of electronics “Foxtrot”;
“Ars-Keramika” the building supermarkets and furniture stores;
“Zoloto” (“Gold”) the jewelry stores;
“Igor” the flowers store;
“DC” cosmetic store.
It is just a short list of places in Ternopil where tourist can use their credit cards: more and more appear with every year. So, when you are walking in Ternopil, take a look at the doors of the restaurants or stores for Master Card or Visa Card sign. Did you find it? Good! But here is important tip for you. Before you pull out your credit card from your wallet to pay,
ask waiter of the restaurant or sales person of the store first, if their credit cards terminal is working! My husband and I had plenty of cases in Ternopil when we saw a credit cards sigh on the door, but we had to pay with cash. Why? “Our terminal is not working”, that what we mostly were explained.
In few stores I even got an answer, “We don’t have a credit cards terminal at all”. “Then why do you put a credit cards sign on your door?” I asked. “To attract customers”, I was answered.
Also, too bad for tourists, they still cannot pay with credit cards in bus stations and railway stations in Ukraine. The city of Ternopil is not exception. In June 2009 I asked a cashier at Ternopil’s railway station if I can pay with a credit card for my ticket. She said, “Unfortunately, no… You see, - she showed me, - we got this credit cards terminal six months ago, but nobody is rushing to install it”.
Well, at least they did not have a credit cards sigh at the cashiers windows, so they did not full around their customers, it was just my curiosity about paying with credit card…
In some places, if even credit cards terminal is working, not very experienced waiters or sales persons simply don’t know how to use it, so it is much easier for them to tell customers that “machine is not working”; then you have to pay with cash.
Speaking about restaurants and bars, some waiters also afraid, that if you are paying with a credit card, they will not get any tip from you (receipts from credit card terminals in Ukrainian restaurants don’t have an option “tip” yet). So
if you are lucky enough and credit cards terminal in Ukrainian restaurant is working for you :), you better have some cash anyway: to tip a waiter.
By the way, you don’t have to worry about getting cash in Ukrainian city: there are ATMs practically everywhere.
which looks so sensationally among other boring cars :) Yes, all the cars look boring for me, except vehicles like this that has this special “something”.
They made something like a “real bride”: huge lips from red satin, eyelashes above the lights and long veil. Groom’s car looks like a “gentleman”:
with white tie-butterfly and big white satin top-hat. Even flowers on the groom’s car are of “mustaches” shape :) I asked guests of the wedding, if they know, who did these lovely cars decorations. They answered it was ordered at “Maria VIP” wedding agency of Ternopil.
There are modern condominiums on Chaikivskogo Street in Ternopil. All of them built from brick. The main features of some of them are round walls and balconies. It is completely new word in condominium buildings in Ternopil.
Dodge Monaco 1978
Opel Admiral 1937 
